福建海峡银行2023年可持续蓝色经济金融倡议实施情况

Fujian Haixia Bank's Implementation 

Report on Sustainable Blue Economy 

Finance Initiative in 2023

Contents

    ◾1. Actions taken during the reporting period

    ◾2. Short- and long-term plans

    ◾3. Alignment with global agreements

    ◾4. SBE targets

    ◾5. Governance overview

◾ 1.Actions taken during the reporting period

Based in Fuzhou,the capital city of Fujian province ,our bank tightly followes the strategic deployment of the provincial and municipal governments to build "Marine Fujian" and "Marine Fuzhou",and practices the Concept of Blue Economy Financial Sustainably.In 2021,our bank joined the United Nations Sustainable Blue Economy Finance Initiative,becoming the third commercial bank joined the Initiative in China.Our bank continuously promotes the integration of blue concepts into business transformation and development and regards Marine finance as the strategic direction for the distinctive and differentiated development of the whole bank.We have formulated The Marine Financial Development Plan 2023-2025, in which we clearly put forward the marine finance development goal and implementation path. By planning and leading the improvement and strengthening of marine finance, we can better serve the high-quality development of Fujian's marine economy and contribute to the Blue Power of Fujian Haixia bank.

◾ 2.Short- and long-term plans

The short-term plan to practice the Concept of Blue Economy Financial of our bank is to intensively cultivate marine fisheries, accurately segment customer groups with distinctive products and thoroughly connect the entire industry chain, thus to realize the quality-improving as well as efficiency-increasing of business transformation and development . The long-term plan is to focus  on the extension of the marine industry chain and the financial needs in segmented fields,promoting innovation in marine financial models,contributing financial strength to marine ecological protection.

◾ 3.Alignment with global agreements

Our bank tightly followed the strategic deployment of the provincial and municipal governments to build "Marine Fujian" and "Marine Fuzhou", and formulated the Marine Financial Development Plan 2023-2025,in which we clearly put forward the marine finance development goal and implementation path,making marine finance as the main direction of distinctive development. To make deeply and thoroughly “A fishing line”,we have built a wild goose formation pattern running through the entire industrial chains, i.e.,to make marine fisheries as the leading wild goose, seafood processing, cargo transportation, wholesale and retail as well as marine tourism as srtong wild goose, and cold chain logistics, biopharmaceuticals, shipbuilding industry as well as other industries as the little wild goose.The blue financial product system of "Hai Fu Tong" has been built, combining the characteristics of various regions such as Lianjiang, Ningde,and Wenzhou,Launching a series of flagship products such as Lianjiang "Abalone Loan", Ningde "Yellow Croaker Loan", "Sea Fishing Loan", "Sea Products Loan" and "Sea Shipping Loan", promoting the upgrading of the marine financial system.By the end of 2023, the number of sea-related clients has increased by 41.37% compared with the previous year. The total balance of marine finance is CNY 18.553 billion, increased by 27.83% compared with the previous year.

◾ 4.SBE targets

According to the national standard "Classification of Marine and Related Industries" (GB/T20794-2021) drafted by the National Marine Information Center and released by the State Administration for Market Regulation,Our bank has established clear statistical standards for our bank's sea-related business from both the loan subjects and credit investment direction, laying the foundation for business promotion. We have also optimized the assessment mechanism,clarified the overall goal of achieving a marine financing balance of 18 billion by the end of 2023, and made task decomposition as well as inclusion in various KPI assessments of the sub-branches .We have improved supporting policies, issued a series of marine asset business plans to provide guidance for institutional development and fully supported the development of marine related businesses;We have opened up a green channel for approval of marine finance to ensure the efficiency of reviewing maritime credit business and the landing of business;We have also improved the relevant identification and retrieval rules of the internal system, timely and accurately collect sea-related data, and used the power of technological information to improve the efficiency of marine finance work.

◾ 5.Governance overview

We have led by the chairman, a blue finance research group will also be established to actively promote innovative development of maritime businesses.Meanwhile,we have established the marine financial business promotion leadership group made up of bank leaders in charge and staff of relevant departments of head office. Through synergy on head office level, we cancoordinate the implementation of marine planning ,carry out various work, and strengthen the execution of marine strategies.

福建海峡银行2023年可持续蓝色

经济金融倡议实施情况

目 录

    ◾1.报告期内所采取的行动

    ◾2.短期和长期计划

    ◾3.与全球协议保持一致

    ◾4.SBE目标

    ◾5.治理概述

◾1.报告期内所采取的行动

本行立足福州大本营，紧跟省、市建设“海上福建”和“海上福州”的战略部署，持续践行蓝色发展理念,于2021年加入联合国《可持续蓝色经济金融倡议》，成为国内第三家加入该倡议的商业银行。本行不断推动蓝色理念融入业务转型发展，将海洋金融作为全行特色化、差异化发展的主要方向，制定《福建海峡银行海洋金融发展规划（2023-2025年）》三年行动规划，明确提出海洋金融发展的目标与实施路径,通过规划引领海洋金融做优做强，为更好服务福建海洋经济高质量发展贡献海峡蓝色力量。

◾2.短期和长期计划

本行践行蓝色金融的短期计划是精耕海洋渔业，细分客群搭配特色产品，贯通全产业链，实现业务转型发展的提质增效。长期计划是着眼海洋产业链延伸及细分领域金融需求，推进海洋金融模式创新，在海洋生态保护中贡献金融力量。

◾3.与全球协议保持一致

本行紧跟省、市建设“海上福建”和“海上福州”的战略部署，制定海洋金融三年发展规划，不断推动蓝色理念融入业务转型发展，将海洋金融作为特色化发展的主要方向。做深做透“一条渔”，构建以海洋渔业为头雁，以海产品加工、货物运输、批发零售和海洋旅游为强雁，以冷链物流、生物医药、船舶工业等为雏雁的贯穿全产业链的雁阵格局。打造“海福通”蓝色金融产品体系，结合连江、宁德、温州等各地特色，推出连江“鲍鱼贷”、宁德“黄鱼贷”、“海渔贷”、“海产贷”、“海运贷”等一系列拳头产品，推进海洋金融体系升级。截至2023年末，全行涉海客户较年初增幅41.37%；海洋融资余额合计185.53亿元，较年初增幅27.83%。

◾4.SBE目标

本行根据国家海洋信息中心起草、国家市场监督管理总局发布的国家标准《海洋及相关产业分类》（GB/T20794-2021），从贷款主体和信贷投向两方面明确建立我行涉海业务统计标准，为业务推动奠定基础。优化考核机制，明确2023年末海洋融资余额达到180亿元的总体目标，任务分解并纳入机构各类KPI考核。完善配套政策，下发一系列海洋资产业务规划，为机构展业提供指导，全力支持涉海业务发展；开辟海洋金融审批绿色通道，保障涉海授信业务评审效率等政策，为业务落地保驾护航；完善内部系统相关标识和取数规则，及时准确地统计涉海数据，运用科技信息力量提升海洋金融工作效率。

◾5.治理概述

本行由董事长牵头成立蓝色金融课题研究小组，积极推动涉海业务创新发展。同时，本行成立由总行分管行领导为组长，总行相关部门人员组成的海洋金融业务推动领导小组，在总行层面形成合力，统筹推进海洋规划实施及协调开展各项工作，强化海洋战略执行力度。